← Explore posts shelves

Posts

Explore turning points, everyday joys and unexpected challenges after financial independence or retirement, with the date and original source for each account.

Age
Wealth
Years
Posts
11–19 of 19 posts

Gardening replaces the paid day she could not let go

Sep 2023 · Year 5

Life at the time

  • Gardens and an allotment supplied much of the household’s fresh food.
  • She created a hospice kitchen garden and took occasional nursery work.

How it felt

  • She felt more financially secure after several unpredictable years. “I love my everyday”
  • She loved ordinary days and valued being available for family. “I think that’s enough.”

A trial in Mexico grew into a home and a different health routine

May 2022

Life at the time

  • They used local clinicians and handled routine costs themselves.
  • Learned Spanish and helpful residents eased administrative problems.

How it felt

  • They were satisfied with care and its timeliness. “as good as, or better”
  • They felt unusual among peers who preferred seasonal stays. “pretty much alone”

An agency career ends, and the activity list grows

Oct 2021 · Year 5Interview snapshot · published 2022-04

Life at the time

  • After retiring at 49, he filled days with cycling, golf, hiking, book clubs, photography, home improvements and socializing.

How it felt

  • He felt positive about early retirement and had little desire to increase wealth further. “I have no great desire or need to increase my wealth.”

Financial independence does not immediately loosen the paycheck habit

Mar 2021Interview snapshot · published 2021-06

Life at the time

  • After leaving a corporate software role and trying financial advice, he moved into a less lucrative public-sector software job.

How it felt

  • Even without needing the income, he found himself unready to abandon regular earnings and preferred the new work's sense of fulfillment. “it seems more fulfilling thus far.”

Fitness and family replace a target net-worth number

Oct 2020 · Year 3.5Interview snapshot · published 2021-03

Life at the time

  • Three and a half years into his retirement, the couple traveled, spent time with family, kayaked, cycled and exercised regularly.

How it felt

  • Their focus had shifted from reaching a particular balance to deciding how to live their remaining years. “more about how we want to live out our lives.”

A video hobby becomes a smaller working week

Nov 2018Interview snapshot · published 2018

Life at the time

  • After leaving corporate employment, he ran a video-services business for roughly twenty to twenty-five hours weekly and traveled with his wife.

How it felt

  • He preferred slowing down and enjoying their existing life over maximizing earnings. “I suppose working 20 to 25 hours a week, I’m already semi-retired.”

Gardening replaces the paid day she could not let go

2018Recalled in 2023

Life at the time

  • She worked one day each week for a friend’s company.
  • Rental income and the small job covered living costs without investment withdrawals.

How it felt

  • Even a single working day brought the old Sunday dread. “Sunday night feeling”
  • Declining extra income felt difficult despite financial independence. “struggled with turning down money”

A trial in Mexico grew into a home and a different health routine

2017Recalled in 2022

Life at the time

  • Two snowbird seasons gave them spending records.
  • They moved full-time to Mexico and budgeted for local care.

How it felt

  • Tracking costs gave them confidence in the move. “we knew”
  • They accepted leaving Ontario’s familiar coverage. “lose our OHIP coverage”

A market crash threatened the journey; a seaside home later felt enough

2008Recalled in 2023

Life at the time

  • His portfolio fell toward its starting value during the financial crisis.
  • He updated his résumé in case travel became unaffordable.

How it felt

  • The losses felt like a personal crisis. “gut-wrenching”
  • He feared the traveling life would collapse. “collapse in ruins”

Privacy & analytics

AfterFire uses Google Analytics only if you accept. It helps us understand visits, referral sources, pages and chapters people open, filter use, and clicks to original sources.

After acceptance, Google receives page titles and addresses without query strings, content and chapter IDs, filter names (not selected values or search terms), campaign source/medium/name tags from shared links, original-source domains, referring sites, approximate location and browser/device information. Analytics cookies distinguish browsers and visits. Campaign labels are stored in this tab only after acceptance and expire after 30 minutes without activity. We do not enable advertising personalization or Google Signals, or send your name, email address or account identifier to Analytics.

Declining sends no Analytics data to Google. Accepting starts with the page currently open; we do not replay earlier browsing. Withdrawing consent stops tracking, clears this site's Analytics cookies and reloads the page. It does not delete measurements already received by Google.

We remember your choice on this browser for up to six months. Detailed Analytics data is retained for up to 14 months; aggregated reports can remain longer. Site hosting still processes requests needed to serve these pages.

Read Google's privacy policy and how Google uses information from sites.