afterFI/RE Life after FI/RE
People
Selected life timeline 2012—2025

A pensionless retirement finds confidence without losing its chores

This Canadian couple built retirement around dividend income and travel. More than a decade later, they had adjusted trip length, navigated a bank hack and weathered market turmoil. Confidence in their overall plan coexisted with frustrating financial administration.

Finances
Net worth at retirement2012 · Household
Not established

Departure balance not disclosed in the reviewed narrative sources.

Source
Posts2
2024
Post 01Recalled in 2025

Travel returns alongside financial vigilance

“A hugely traumatic event”

A.R. English and Rich · Retired at48Read original post (opens in a new tab)

Life at the time

  • They took a two-and-a-half-week Portugal trip after years of more limited vacations.
  • A bank hack prompted new account-security routines.

How it felt

  • Portugal felt wonderful after the long delay. “a wonderful experience”
  • The hacking experience left them highly sensitive to unexpected transactions. “A hugely traumatic event”
MoneyTravelEnough
A.R. English and Rich · Retired at48 (opens in a new tab)
Notes

Explicit retrospective period in later article

Vacation; EQ Bank Notice Account; RRIF Withdrawals

Editorial summaries with short, attributed quotations. The original contains the full story.

2025
Post 02Recalled in 2026

Confidence through market turbulence

“we were not worried”

A.R. English and Rich · Retired at48Read original post (opens in a new tab)

Life at the time

  • They continued funding expenses through dividends.
  • Managing stock reorganizations and charitable share donations occupied attention.

How it felt

  • They felt little need to react to market volatility. “we were not worried”
  • Brokerage communication failures remained a source of annoyance. “I was extremely annoyed”
MoneyTravelEnough
A.R. English and Rich · Retired at48 (opens in a new tab)
Notes

Explicit retrospective period in later article

Opening; Changes to Stock Portfolio

Editorial summaries with short, attributed quotations. The original contains the full story.

See how these posts compare with other people’s experiences.

Research

Last checked Sep 2026. The accounts are self-reported. This timeline follows selected accounts, including recollections where labeled; it is not a complete archive.

  • Only the cited dated experiences are verified; later developments are not inferred.
  • Selected public self-reports, not a complete archive or independent verification of finances.

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