After a career in data and a cryptocurrency windfall, u/FI/RE_and_forget_it could finally stop. Sleep and unstructured days came easily; spending without a salary did not. Eight years later, art, reading and helping others fill the time, while the end of deferred compensation exposes an old discomfort: actually drawing down the money saved for freedom.
People
Explore life after financial independence and retirement: everyday routines, changing plans and honest reflections. Read longer timelines or single interview snapshots.
A father of four walked away from engineering to reclaim family life. Three years later, with more wealth but higher spending and an appetite for professional challenge, he accepted a job again. His account resists an easy verdict: he values the years away, yet no longer wants exactly the life he left work to build.
A sales and marketing retiree combined golf, volunteering and travel while his wife continued teaching. Years later, both were retired and the mortgage was gone. Strong health and growing assets made him more willing to pay for comfort and enjoyment.
This Canadian couple built retirement around dividend income and travel. More than a decade later, they had adjusted trip length, navigated a bank hack and weathered market turmoil. Confidence in their overall plan coexisted with frustrating financial administration.
u/OneLife-No-Do-Overs left finance for Southeast Asia and found relief without instant certainty. Loneliness and money worries accompanied the early travel. Thirty months later, Thailand supplied a steadier base, friends and ordinary routines—along with the realization that even freely chosen trips could become too frequent.
Retirement and a move to Tennessee arrived together. Renovation initially supplied work to do; later, outdoor hobbies and furniture restoration helped, while friendships and comfort with spending remained unfinished business.
Justin McCurry retired at 33 and found satisfaction in school-age parenting, books and days without a Monday looming. His wife joined him later; their children grew, and the trips grew longer. By 2025, money looked less restrictive than the calendar. The recurring question had become how to enjoy an increasingly busy retirement while preserving the unstructured time that made it worthwhile.
Nelson Smith left conventional employment at the end of 2022 and filled his days with investing, cooking and travel. By late 2024 he had reduced travel deliberately, improved his golf and grown a newsletter, while keeping the household’s financial safeguards.
A police officer left full-time work, took on more parenting and later resumed limited protection work. Early spending anxiety and comparisons with working friends lingered for months. Repeated ordinary days gradually confirmed that the family had chosen a life they valued.
FI/RECracker once framed a good life around experiences, friendships and fewer possessions. Becoming a parent changed the demands on that freedom. Her first-year account describes real joy alongside exhausting care, even with a partner at home and investments paying the bills.
