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Explore turning points, everyday joys and unexpected challenges after financial independence or retirement, with the date and original source for each account.

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41–50 of 101 posts

Full retirement follows a gradual reduction in work

Aug 2022Interview snapshot · published 2023-02

Life at the time

  • He moved from semi-retirement to full retirement in 2022, with golf, gym time, travel and volunteering among his intended activities.

How it felt

  • He valued the strong relationships with his wife and adult children that he had protected during his career. “I have a great relationship with my wife and grown kids.”

Financial independence without a wish for empty days

Jul 2022Interview snapshot · published 2022

Life at the time

  • Both physicians continued practicing after reporting financial independence. The interviewee also pursued real-estate projects, cooking and a car hobby.

How it felt

  • He preferred staying occupied and did not see abundant free time as a goal. “I love to cook.”

Their work ended together. Faith, golf and service kept the week full.

Jul 2022 · Year 4

Life at the time

  • Prayer, golf, walks and community service shaped their days.
  • Friendship visits returned as pandemic restrictions eased.

How it felt

  • They saw retirement as chosen work with a different timetable. “Retirement is beautiful”
  • Time at home together had also felt satisfying. “perfectly content”

They left tech together, then discovered two different ways to spend a morning.

Feb 2022 · Year 0.5

Life at the time

  • He followed a loose morning program of exercise and learning.
  • She favored unscheduled afternoons; both volunteered with aspiring engineers.

How it felt

  • They noticed greater patience with each other. “more patient with each other”
  • She still sometimes questioned leaving at peak earning power. “the right decision”

An empty Tuesday gradually stopped feeling like failure

2022Recalled in 2023

Life at the time

  • Took on a major hobby, more travel, volunteering and a side business.
  • Accepted some consulting work yet still encountered empty weekday afternoons.

How it felt

  • Felt lazy or listless during the gaps. “a lot of internal anguish”
  • Found adapting to freedom harder than expected. “feeling lazy or just listless”

A good day no longer needed a rigid timetable

Dec 2021 · Year 5.5

Life at the time

  • Hiked and biked instead of following the former gym habit.
  • Mixed learning, useful activity and enjoyment across varied days.

How it felt

  • Valued the freedom of having no fixed routine. “Every day is different.”
  • Enjoyed learning and felt able to entertain himself. “I like to learn things.”

The surgeon identity loosened as ordinary days gained room

Dec 2021

Life at the time

  • Dog walks, exercise and home projects shaped ordinary days.
  • He could fly out to help elderly relatives.

How it felt

  • He appreciated his ample free time without boredom. “do not get bored”
  • He still missed the relationships and satisfaction of surgery. “prestige and satisfaction”

She escaped the office. Then burned out planning the next trip.

Oct 2021 · Year 1

Life at the time

  • Explored nearby nature and spent time with family after the pandemic canceled international travel.
  • Took almost a year to start sleeping well and waking rested.

How it felt

  • Enjoyed the open time without missing the job or feeling bored. “I haven’t had one SECOND of thinking ‘I’m bored.’”
  • Felt calmer and more curious as energy returned. “I have my curiosity and love of life back.”

Full retirement starts with a backlog of responsibilities

Sep 2021Interview snapshot · published 2021

Life at the time

  • After earlier teaching and programming work, full retirement brought family care, household repairs, exercise and reading.

How it felt

  • The first months felt more hectic than employment, but getting caught up reduced the stress. “it’s becoming less stressful.”

The open road gave way to a quiet home—and firmer boundaries.

Sep 2021

Life at the time

  • Settled into an 800-square-foot desert home, with dog walks and morning writing.
  • Put computers away at 4 p.m. to protect shared time.

How it felt

  • Had come to appreciate the quiet and solitude. “We’ve come to appreciate the solitude.”
  • Liked leaving afternoons open instead of filling the whole day with commitments. “The afternoon is a free-for-all.”

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