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Explore turning points, everyday joys and unexpected challenges after financial independence or retirement, with the date and original source for each account.

Age
Wealth
Years
Posts
31–40 of 65 posts

The budget changed. So did the person living on it.

2023 · Year 1.5

Life at the time

  • Took classes, cooked, played tennis and enjoyed unhurried days after leaving a burned-out career.
  • Faced market losses and a rejected job application while keeping a future return open.

How it felt

  • Described substantial personal growth during the time away. “I have grown a lot and realized a lot about myself.”
  • Had decided that continued accumulation was not worth staying in the old situation. “I wanted to keep piling up the cash, but it wasn't worth it.”

They retired to travel the world. Then family life rewrote the plan.

Oct 2022 · Year 10

Life at the time

  • Traveled less after the family grew.
  • Reported that many friendships formed through work had not stayed close.

How it felt

  • Did not see retirement as a guarantee of happiness. “Retirement doesn’t guarantee happiness”
  • Found that thoughts of work faded gradually, rather than disappearing on the last day. “By year 3, I didn’t think about it at all.”

He escaped burnout. A family and a farm rewrote the retirement he bought.

Oct 2022

Life at the time

  • Used time after leaving flying to recover and care for his seriously ill mother.
  • Took on a growing collection of websites.

How it felt

  • Questioned the habit of equating financial progress with personal worth. “net wealth = self worth”
  • Felt that website commitments had grown beyond the workload he wanted. “bit off more than I can chew”

It took a year to believe the vacation would not end.

Sep 2022 · Year 5

Life at the time

  • Travel, exercise and a nearby circle of friends filled their weeks.
  • They made room for grandchildren and spontaneous RV trips.

How it felt

  • He valued being able to leave plans open. “we love retirement”
  • He regretted extra years spent making sure they were ready. “I lost valuable time”

She rested first. In the second year, a creative business found its place.

Aug 2022 · Year 1.5

Life at the time

  • A new hobby business occupied several hours of her routine.
  • Exercise, cooking and dog walks kept time together in the day.

How it felt

  • The project felt creative and enjoyable despite not yet earning money. “a great creative outlet”
  • Her husband found a different balance through consulting. “work could be optional”

Six quiet months came first. Then a long trail—and a grandchild—changed the pace.

Aug 2022 · Year 2

Life at the time

  • After completing the trail, they moved near their grandchild.
  • Language study, coding, exercise and family visits structured his days.

How it felt

  • He enjoyed learning and greater control of his time. “time with our family has been priceless”
  • He wanted roots before investing in new local friendships. “my job was not me”

Travel brought joy. Being available for a sick friend made the freedom matter differently.

Jul 2022Recalled in 2023

Life at the time

  • They planned trips and used quieter weekday hours for errands and exercise.
  • She allowed herself slower Monday mornings.

How it felt

  • Leaving work felt euphoric after the uncertain waiting period. “intense gratitude”
  • She noticed less physical discomfort and deep gratitude. “not be chained to my desk”

Reducing hours while allowing time to recharge

Oct 2021Interview snapshot · published 2021

Life at the time

  • This financially independent physician was handing over responsibilities and reducing work hours, alongside cooking, games, woodworking and exercise.

How it felt

  • He still enjoyed work and gave himself permission to rest; full retirement remained ahead. “I give myself permission to be non-productive for a while.”

She escaped the office. Then burned out planning the next trip.

Oct 2021 · Year 1

Life at the time

  • Explored nearby nature and spent time with family after the pandemic canceled international travel.
  • Took almost a year to start sleeping well and waking rested.

How it felt

  • Enjoyed the open time without missing the job or feeling bored. “I haven’t had one SECOND of thinking ‘I’m bored.’”
  • Felt calmer and more curious as energy returned. “I have my curiosity and love of life back.”

Full retirement starts with a backlog of responsibilities

Sep 2021Interview snapshot · published 2021

Life at the time

  • After earlier teaching and programming work, full retirement brought family care, household repairs, exercise and reading.

How it felt

  • The first months felt more hectic than employment, but getting caught up reduced the stress. “it’s becoming less stressful.”

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