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Explore turning points, everyday joys and unexpected challenges after financial independence or retirement, with the date and original source for each account.

Age
Wealth
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11–20 of 31 posts

He spends little. His retirement is anything but simple.

2022 · Year 12

Life at the time

  • Hiked, played games and paid veterinary bills after rescuing a cat.
  • Kept an animal sanctuary as a future ambition, not an operating project.

How it felt

  • Enjoyed inexpensive pastimes despite having substantial resources. “Most of the stuff I enjoy is free or nearly free.”
  • Saw continued low spending as a matter of temperament, not deprivation. “I'm also just frugal by nature.”

Leaving protected their health. Feeling safe took longer.

2022

Life at the time

  • Left work because of health before reaching the preferred financial cushion.
  • Slow-traveled, cooked and walked, with family offering a place to stay during visits.

How it felt

  • Was cautious about treating a few good months as proof of permanent security. “I don't want to act like I have it all sorted out yet.”
  • Still felt fortunate about the early experience. “so far my "retirement" seems very blessed.”

A lean Quebec life made room for writing

Nov 2021 · Year 0.5

Life at the time

  • Learned French, exercised and caught up on games and books.
  • Experimented with plants, an aquarium, sourdough and writing.

How it felt

  • Enjoyed the city’s atmosphere and regained time. “find happiness in simplicity”
  • Found satisfaction in deliberately living below available means. “infinite time”

She could fund a free life. Parenthood still demanded almost everything.

Nov 2021

Life at the time

  • Kept everyday spending restrained despite a larger portfolio.
  • Preferred directing extra money toward friends and experiences.

How it felt

  • Still enjoyed optimizing expenses. “Optimizing is Fun for me”
  • Saw little appeal in accumulating possessions instead of supporting relationships. “I’d rather spend it on friends.”

A small contract bridge gave way to a lighter nomadic life

Jun 2021Recalled in 2023

Life at the time

  • He left full-time employment but retained a small contract.
  • Relocation from Singapore required packing and downsizing.

How it felt

  • Separation from family during COVID helped end his hesitation. “one more year syndrome”
  • He discovered he needed fewer possessions. “how little”

Owning more places can mean having less free time

May 2021Interview snapshot · published 2021-07

Life at the time

  • Retired while her husband still worked, she handled cooking, cleaning and upkeep across a home and vacation properties.

How it felt

  • She found the maintenance burden substantial and questioned whether they could use everything they owned. “the work involved with taking care of all these assets is tremendous”

She quit her career. Years later, she quit performing retirement.

Mar 2021

Life at the time

  • Wrote another book and established a garden during pandemic isolation.
  • Went without planned travel and ordinary contact with friends and family.

How it felt

  • Became more focused on seeing loved ones than on going somewhere new. “I can’t wait until I can hug my dad.”
  • Felt less need for other people’s approval. “I’ve learned to care a lot less about the approval of others”

Small pleasures made the first weeks rich. Years later, home still competed with adventure.

Jan 2021

Life at the time

  • Gardened, read and quilted during the early weeks of retirement.
  • Looked forward to overseas travel while enjoying familiar activities at home.

How it felt

  • Did not experience inexpensive hobbies as deprivation. “Having frugal things to do isn’t a deprivation.”
  • Could feel work-related stress easing gradually. “I can feel my stress levels slowly unravelling”

A modest side hustle supplies a reason for the day

Jan 2021Interview snapshot · published 2021-05

Life at the time

  • In semi-retirement, he kept a side hustle that provided some income and a daily purpose, while enjoying a simple life with his wife.

How it felt

  • He described an excellent balance and happiness in their time together. “enjoying simple things”

A flooded first home did not undo the appeal of quiet retirement

Nov 2020 · Year 1

Life at the time

  • Fills time with digital entertainment, small projects and afternoon naps.
  • Plays a weekly online role-playing campaign while in-person activities are shut.

How it felt

  • Enjoys being alone most of the time and reports no boredom. “living a boring, relaxing life”
  • Wants a relaxing life and has no wish to change it now. “no desire to change it anytime soon”

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